Services
Every engagement starts at one of three commitment depths. Diagnostic, Strategic, or Platform. Each tier names what is delivered, what is asked of the client, and what the work is worth.
01
2–4 weeks · fixed fee
$25K–$80K
A scoped two-to-four-week engagement that ends with a named deliverable. The client receives a roadmap, an audit, or a controls library. The fee is fixed, the timeline is fixed, the deliverable is named on day one.
02
3–9 months · retainer + outcome bonus
$25K–$60K / month
A retained advisory engagement on a defined transformation outcome. We work against a quarterly objective; the work compounds across deliverables; the fee includes a results-based bonus on objective achievement.
03
12 months embedded · fractional C-suite
$420K–$900K / year
Embedded fractional Chief Data, Chief AI, or Chief Risk Officer engagement. We sit on the operating committee. We co-own outcomes with the executive team. Limited slots — typically two to four enterprises per year.
Tier 1
Two-to-four-week engagements with a named deliverable on day one. The fastest way to put a price on a problem that has only been described in conversation up to this point.
Two-to-four-week assessment of end-user computing across one regulated business unit. Spreadsheet inventory, criticality scoring, regulatory exposure mapping.
Outcome — Named remediation roadmap with 90-day, 180-day, and 12-month milestones. Scored against SR 11-7, SS1/23, and BCBS 239 obligations.
Per-spreadsheet productized conversion. Excel logic to Python plus Streamlit, governed deployment, lineage documentation, audit trail.
Outcome — One uncontrolled spreadsheet retired and replaced with a governed application. Recurring per-app pricing; the pipeline runs continuously.
AML transaction-monitoring rule tuning, dispute-automation readiness, and fraud-detection model review for card issuers and digital banks.
Outcome — Named tuning recommendations with measurable false-positive reduction and dispute-resolution-time improvement.
Head of Fraud · BSA Officer · Head of Card Operations
$60K–$500K (depth-dependent)
Request scope memo →Tier 2
Three-to-nine-month retained engagements where the work compounds across deliverables. The client retains us against a quarterly objective. The fee includes a bonus on objective achievement.
Enterprise data governance framework: policies, stewardship model, CDE definitions, data quality rules, metadata governance.
Outcome — A live, audit-ready governance framework operating against critical data elements; measurable data quality lift on the order of 20–30%.
End-to-end BCBS 239 compliance workstream: data lineage, CDE controls, reporting accuracy, regulatory submission readiness.
Outcome — Audit-ready compliance posture; closed regulatory observations; data-aggregation evidence pack ready for SSM, PRA, or Federal Reserve examination.
Single-asset-class operations transformation: data model, process model, controls library, vendor-selection memo. Choose: fixed income, equities, derivatives, FX, corporate actions, alternatives.
Outcome — A defensible transformation blueprint and a vendor stack ready to execute against. Designed to slot into a 12-to-24-month implementation.
Head of Asset Class · Head of Trading Operations · Head of Middle Office
$200K–$650K
Request engagement deck →ISO 20022 readiness assessment, tokenization-readiness scorecard, custody-side integration design memo, regulatory engagement plan.
Outcome — A clear-eyed view of what is buildable now versus what is research-stage. Designed for institutions exploring CBDC, tokenized deposit, T+0, or unified-ledger pilots.
Test Center of Excellence assessment: current-state automation maturity, AI-readiness, regulatory gating constraints, vendor-selection memo.
Outcome — A modernized TCOE blueprint that satisfies bank regulators and adopts AI test-generation tooling on a defensible cadence.
Counterparty, customer, and model-training-data identity resolution: deduplication, entity hierarchy, lineage, classification correction.
Outcome — A single source of truth for entity identity that holds against KYC, AML, and risk reporting. The same engine that powers Trust & Safety dedup.
Head of KYC/AML · Head of Customer Data · Head of Model Risk
$120K–$400K + retainer
Request engagement deck →Enterprise AI program: use-case prioritization, governance framework, model-risk integration, adoption playbook, executive AI literacy curriculum.
Outcome — A bank-grade AI program that satisfies the model-risk regulator and adopts AI capabilities on a defensible cadence. Tier-3 includes fractional Chief AI Officer presence on the operating committee.
Program portfolio governance, stage-gate framework, executive reporting cadence, PMO operating model, delivery-rescue intervention.
Outcome — A delivery organization that ships on time, on budget, and audit-ready. Tier-3 includes fractional Chief Transformation Officer presence.
One-to-one and small-group coaching for C-suite leaders preparing their organizations for AI-driven operating-model change.
Outcome — An executive who can lead an AI transition publicly and credibly, with a private confidant who has lived both the institutional reality and the personal transformation.
C-suite individual · funded through HR/L&D budget
$60K–$180K annual retainer
Request engagement deck →Tier 3
Twelve-month embedded engagements. Fractional C-suite presence on the operating committee. We co-own outcomes with the executive team.
Limited to two to four enterprises per year.
Embedded advisory for a multi-year custody book-of-record migration. Data governance framework, AS400-or-legacy-to-cloud migration design, quality validation, schema and mapping discipline.
Outcome — A book-of-record migration that does not break golden source integrity. The work that the bank's regulator and the bank's executives both have to trust.
Asset Servicing COO · Custody CIO · Chief Operating Officer
$400K–$1.2M (12-month engagement)
Request a 90-minute partnership conversation →How an engagement begins
No long sales cycles. No spec-on-speculation. Every engagement begins with a 30-minute call and a written scope memo within a week.
01
30 minutes · no fee
02
within 5 business days
03
within 10 business days
04
within 15 business days
Anchored to verified work
$2B
FundMaster Modernization
$1.2T
global custody platform
213
enterprise programs
350+
regulatory initiatives
6,000+
securities market participants
11+ yrs
VP at Northern Trust
Where do you start?
Tell me what you are trying to ship, what is in the way, and what your timeline looks like. I will tell you whether this is a Diagnostic, a Strategic Engagement, or a Platform Partnership — and what it would cost.
Book a 30-minute discovery callOr write to consulting@krishthali.com directly.
